Privacy Policy

We are GOSH GROUP PTY LTD., trading as Loan Time Australia. With a focus on providing top-notch financial solutions, we pride ourselves on our commitment to excellence and customer satisfaction. Our ABN, 53 665 445 438, underscores our dedication to transparency and accountability. When you choose us, you’re choosing a partner who understands your financial needs and works tirelessly to meet them. Trust Loan Time Australia for all your financial needs, and experience the difference firsthand.

Our Privacy Commitment:

At LoanTime, safeguarding your privacy is our top priority. We are dedicated to ensuring that any personal information you entrust to us is treated with the utmost care and confidentiality. This document outlines our commitment to protecting your privacy and explains how we handle and utilize the personal information we collect from you.

What Personal Information Do We Collect?

When we refer to personal information, we mean any data that can reasonably identify you. This includes details such as your name, date of birth, address, occupation, and financial information. Additionally, if you apply for finance or insurance products through us, we may also collect relevant information such as your employment details, proof of earnings, and health information with your consent.

Why Do We Collect Your Personal Information?

We collect your personal information for various purposes, including assessing your eligibility for finance, managing your finance, and providing you with relevant products and services. Additionally, we may use your information for marketing purposes and to maintain a successful relationship with you.

How Do We Collect Your Personal Information?

We strive to collect personal information directly from you whenever possible. However, in some cases, we may also obtain information from third-party sources such as finance brokers, accountants, or lawyers.

Do We Share Your Personal Information?

We may disclose your personal information to third parties for purposes such as assessing your finance requirements, managing or administering your finance, or offering you additional products and services. However, we ensure that any third party receiving your information is committed to protecting it and that you have consented to the disclosure.

Is Your Personal Information Secure?

We take all necessary measures to safeguard your personal information, whether it’s stored in paper or electronic form. This includes protecting it from misuse, loss, unauthorized access, or disclosure.

Can You Access or Correct Your Personal Information?

You have the right to access and correct any personal information we hold about you. If you believe that any information is incorrect or incomplete, you can request corrections, and we will promptly address your concerns.

How Do We Handle Complaints?

If you have any concerns about how we handle your personal information, you can contact our complaints officer, and we will strive to resolve the issue promptly. If you remain dissatisfied, you have the option to escalate the matter to the Privacy Commissioner.

Our Commitment to Compliance:

We are committed to complying with all relevant privacy laws and regulations. As such, we regularly review and update our privacy policies to align with best practices and industry standards.

Changes to Our Privacy Policy:

We may update our privacy policy from time to time to reflect changes in technology, laws, or market practices. Any updates will be communicated to you, and we encourage you to review our policy periodically.

We value your trust and strive to ensure that your personal information is handled responsibly and ethically. If you have any questions or concerns about our privacy practices, please don’t hesitate to contact us.